PayMe: Personal Loan App

Features PayMe: Personal Loan App

PayMe, a trusted digital lending app with 6 million users in India, offers hassle-free personal loans on your Android device.
Get funds credited to your account within a day* by applying for a quick loan.
PayMe collaborates with RBI-registered NBFCs and banks, providing quick cash loans for salaried and self-employed individualsWhat you get with the PayMe Loan app • Paperless process • Low processing fee • Affordable Interest Rates* • Loan Tenures: 3 to 24 months • Quick loan approval and Disbursal • Get Instant Personal Loans Online for up to ₹10 lakhsWhat is special about PayMe Personal Loan App?We aim to simplify the personal loan application process through our app, offering a range of features and benefits.All Purpose Personal Loan: Whether its a car, home renovation, education fund, or unexpected emergencies, PayMe has you covered.Paperless Process: Enjoy a 100% paperless experience—no physical paperwork needed for your online loan application.Swift Approval: Get a loan approval within minutes from our associated and efficient NBFCs.Flexible Repayment: Choose between one-time repayment or manageable EMIs from 3 to 24 months.Transparent Terms: Experience transparency with no hidden costs for your instant personal loan.Collateral-Free Review: Secure an instant personal loan without requiring collateral security.CIBIL Score Check: Instantly check your CIBIL score for FREE using the PayMe app.
Types of Personal Loan Offerings • Short-term Loan (One-time repayment): Obtain a fast personal loan of up to ₹50,000 with a one-time repayment in 90 days.
• EMI Loan: Apply for instant personal loans up to ₹10 Lakhs, with flexible repayment over 3 to 24 months.
• Empowerment Loan: Specifically for women, these personalized loans offer terms from 3 to 24 months, catering to individual needs.Why PayMe is trustworthy • Security: We ensure transparency, safety, and security by partnering with RBI-certified NBFCs and banks.
• Enhanced Data Protection: We secure your information with measures like data encryption, secured servers, ISO 27001 certification, and more.Our Lending Partners • Mamta Projects Private Limited • Payme India Financial Services Private Limited • Transactree Technologies Private Limited • NDX P2P Private Limited • Finkurve Financial Services LimitedExample for Bullet Loan (One-Time Repayment)For a Bullet Loan, borrow ₹10,000 with a 30-day tenure at a 0.10% daily.
The one-time repayment, including fees and accumulated interest, is ₹10,890, with a Maximum Annual Percentage Rate (APR) of 113.50%.Example of Term LoanFor a Term Loan of ₹30,000 with a 90-day tenure and a 0.10% daily interest rate, the total cost amounts to ₹33,588, with a Maximum Annual Percentage Rate (APR) of 74.75%.How to apply for a personal loan via the PayMe app?
• Install PayMe Loan App from the PlayStore and register with your mobile number or email.
• Fill in essential details, and upload ID proof: Aadhaar/PAN card for KYC.
• Get credit limit assigned.
• E-sign the agreement and enroll to proceed for eNACH/eMandate.
• Your loan amount will be instantly credited to your bank account upon completion.Any queries?For eligibility and documentation, visit www.paymeindia.in/personal-loan/.
• Customer Support Number: 0120-697-1400 • Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP - 201301.Read our Privacy policy: www.paymeindia.in/privacy-policy/ and *Terms and Conditions: www.paymeindia.in/terms/*Subject to submission of valid documents, successful verification, and credit approval.